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Farm Innovation Fund
This program is an incentive-based initiative to assist farmers within New South Wales to identify and address risks to their farming enterprises, improve permanent farm infrastructure, ensure long term productivity and sustainable land use plus aiding in meeting changes to seasonal conditions.
Loans available are up to 100% of the net cost of the works (GST exclusive) to a maximum of $250,000, with a total of $500,000 outstanding at any one time. The applied interest rate will depend on the interest rate on the date on which the loan is approved and is fixed for the term of the loan. The term of the loan may be up to 20 years dependent upon the amount borrowed and applicant's ability to repay.
Applicants can only apply once in any 12-month period. A second application can only be approved on condition that the previous application has been fully drawn.
Applicants are advised to contact the program administrator prior to lodging an application.
A total funding pool of $250 million is available.
Who Can Apply
Eligible applicants must:
- Be the owner or operator of the property where the work is to be carried out.
- Show the farm enterprise under normal seasonal conditions provides at least 50% of the total gross income.
- Not have gross-off farm assets exceeding $5 million.
- Demonstrate that the works have a significant beneficial impact on the land, the farming enterprise and aid in preparing for adverse seasonal conditions.
- Demonstrate that the farm enterprise has long-term viability and has the capacity to repay the loan sought.
- Provide satisfactory security to support the loan sought.
- Lodge an application before commencing the project. An interim application is to be lodged with the authority if the project is to commence prior to lodging the full application.
- Demonstrate the proposed works are part of the Farm Business and Risk Assessment Plan.
Eligible activities for the four main categories include but are not limited to:
1. Drought preparedness
- Stock and domestic water supply
- Cap and piping of bores in the artesian basin
- Refurbishing/desilting ground tanks
- Planting perennial species
- Soil conservation
- Erosion control
- Woody/noxious weed/serrated tussock control
- Solar power conversions
3. Farm infrastructure
- Fodder storage facilities (Silo-Hay Shed)
- Farm/shearing sheds
- Fencing/road works
- Storm/exclusion netting
- New/upgrading of irrigation systems
4. Natural resources
- Planting trees for shade/wild life corridors
- Livestock effluent control
- Fencing off of river banks
- Disaster mitigation works (flood pads, etc)
Please review the Information Brochure for the list of ineligible activities.
Main Assessment Criteria
The main assessment criteria include:
- Background information of the farm
- Farm assessment
- Current seasonal outlook and prospects
- Financial performance
- Risk analysis
- Future strategy
Please review the Business Plan Checklist for complete information on these criteria.
Authority to Pay
Existing Mortgagee's Consent Form
Business Plan Checklist
Use these documents as a guide only - always get the latest direct from the
This program is open on an ongoing basis, subject to funds availability.
Total Funding Pool
New South Wales
Environment and Sustainability
Infrastructure / Equipment
Department of Primary Industries (DPI)
NSW Rural Assistance Authority
02 6391 3000
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